Select from a range of Certificates of Deposit (CDs) that are affordable, offer competitive rates and terms. You can select a UNITY CD or UNITY IRA CD with a $1,000 minimum to open or a UNITY Jumbo CD or UNITY Jumbo IRA CD with a $100,000 minimum to open.
With OneUnited Bank certificates of deposits you can obtain:
Competitive interest rates
Automatic renewals
Monthly deposits of interest credited to the account of your choice
No monthly account maintenance fees
Convenient personal service by phone
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
Certificates Of Deposit
Membership Type/CD Account
Minimum Deposit to Open
Minimum Balance to Earn Annual Percentage Yield (APY)
Minimum Balance to Avoid Maintenance Services Charges
Certificate of Deposit
(Available to Members and Non-Members)
UNITY Certificate of Deposit
$1,000.00
$1,000.00
N/A
UNITY Jumbo Certificate of Deposit
$100,000.00
$100,000.00
N/A
UNITY IRA Certificate of Deposit
$1,000.00
$1,000.00
N/A
UNITY Jumbo IRA Certificate of Deposit
$100,000.00
$100,000.00
N/A
Member FDIC
See OneUnited Bank Truth in Savings Disclosures for more details.
• Check out the Interactive Deposit Insurance Calculator to obtain accurate information to maximize your FDIC insurance coverage. http://www2.fdic.gov/edie/
* The interest rate (3.23%) and annual percentage yield (APY) (3.26%) is effective today and has been effective as of July 14, 2008. $1,000.00 minimum balance to open and earn disclosed APY. All rates are subject to change daily. Interest on savings is compounded and credited quarterly. Fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.
