Select from a range of Certificates of Deposit (CDs) that are affordable, offer competitive rates and terms. You can select a UNITY CD or UNITY IRA CD with a $1,000 minimum to open or a UNITY Jumbo CD or UNITY Jumbo IRA CD with a $100,000 minimum to open.
With OneUnited Bank certificates of deposits you can obtain:
Competitive interest rates
Automatic renewals
Monthly deposits of interest credited to the account of your choice
No monthly account maintenance fees
Convenient personal service by phone
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
Certificates Of Deposit
Membership Type/CD Account
Minimum Deposit to Open
Minimum Balance to Earn Annual Percentage Yield (APY)
Minimum Balance to Avoid Maintenance Services Charges
Certificate of Deposit
(Available to Members and Non-Members)
UNITY Certificate of Deposit
$1,000.00
$1,000.00
N/A
UNITY Jumbo Certificate of Deposit
$100,000.00
$100,000.00
N/A
UNITY IRA Certificate of Deposit
$1,000.00
$1,000.00
N/A
UNITY Jumbo IRA Certificate of Deposit
$100,000.00
$100,000.00
N/A
Member FDIC
See OneUnited Bank Truth in Savings Disclosures for more details.
• Check out the Interactive Deposit Insurance Calculator to obtain accurate information to maximize your FDIC insurance coverage. http://www2.fdic.gov/edie/
Important disclosures regarding the FDIC’s Transaction Account Guarantee Program: OneUnited Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, the FDIC temporarily provides a full guarantee for deposits held by FDIC insured institutions in noninterest bearing transaction accounts. This coverage became effective on October 14, 2008 and will expire at 11:59 PM EST on December 31, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. OneUnited Bank does not guarantee that its rates for interest bearing checking, money market and IOLTA accounts will not exceed 0.25%, and therefore these accounts are not eligible for TAGP. Please visit the FDIC website for more information on this pro gram (www.fdic.gov)
* The interest rate (1.01%) and annual percentage yield (APY) (1.01%) is effective today and has been effective as of July 12th, 2010. $1,000.00 minimum balance to open and $1,000 minimum to earn disclosed APY. All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.
