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Convenience Services

OneUnited Bank offers convenient services for sole proprietors and other businesses including:.

  • Open An Internet Account - OneUnited Bank is the first Black Internet Bank in the country. Simply open an account with us here. You will receive great rates, while supporting urban communities. (Sole proprietors)
  • Online Banking – With OneUnited OnLine, you can access account information and transfer balances between OneUnited Bank accounts from the convenience of your home through the use of a personal computer. Sign up for OneUnited OnLine here. It's FREE and available to any OneUnited Bank consumer or sole proprietor who holds a checking or savings account. (Sole proprietors)
  • Business Online Banking – With OneUnited Business OnLine Banking you can access your business account information 24 hours a day from any computer. This service allows you to view account balances and transfer money between your OneUnited Bank business accounts and provide access to your accounts to appropriate members of your organization. (Corporations, organizations, partnerships and sole proprietors)
  • Visa® Debit cards – With a OneUnited Bank Visa Debit card, free and convenient access to your money is everywhere you want to be. With Visa Debit Card, you can make purchases anywhere Visa Debit is accepted, obtain cash (surcharge free) from OneUnited Bank ATMs, obtain cash back (surcharge free) from many grocery stores, drug stores and convenience stores, obtain cash (surcharge free) from SUM or Fastbank ATMs and make online purchases where ever Visa Debit is accepted. (sole proprietors)
  • ATM Cards – With our ATM cards, you can access your accounts and obtain cash for free from proprietary ATMs (One United Bank ATMs) and SUM® or Fastbank® ATMs. (sole proprietors)
  • Telephone Banking – With our free Link Line Telephone Banking service, you can obtain your account balances, transfer balances or confirm check payments 24 hours/day from the convenience of your home or office. This telephone service is simple to use and available to all customers. Simply call toll free 1-877-56-UNITY or 1-877-568-6489 and follow the instructions provided over the phone. (Corporations, organizations, partnerships and sole proprietors)
  • Direct Deposit – With our FREE Direct Deposit Program, you can have your payroll, retirement, social security or any other U.S. Treasury checks directly deposited to your account. This service is not only convenient, but more importantly, it increases the security of your money by minimizing the threat of theft and the need for you to carry and cash your checks. We highly encourage our Senior Members to take advantage of this service. Ask about this service in our branches. (Corporations, organizations, partnerships and sole proprietors)
  • Banking By Mail – With our Bank-By-Mail program, you can deposit checks conveniently from anywhere in the country. We follow up with a confirmation by mail so you know that your funds have been deposited. Ask about this service in our branches. (Corporations, organizations, partnerships and sole proprietors)
  • Online Check Reordering – With our Online Check Reordering Program, we have partnered with Harland Inc. so that you can order checks for any OneUnited Bank checking account from the convenience of your home or office. It's so simple! Just access the secure Harland website and follow the easy-to-use instructions. (Corporations, organizations, partnerships and sole proprietors)

    Order Checks Online:

  • Telephone Customer Service – OneUnited OnCall, our telephone customer service center, is available to answer any questions about your OneUnited Bank account. Please call us toll fee at 1-877-ONE-UNITED or 1-877-663-8648. OneUnited OnCall is available from 9:00 AM to 8:00 PM EST. (Corporations, organizations, partnerships and sole proprietors)

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Important disclosures regarding the FDIC’s Transaction Account Guarantee Program: OneUnited Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, the FDIC temporarily provides a full guarantee for deposits held by FDIC insured institutions in noninterest bearing transaction accounts. This coverage became effective on October 14, 2008 and will expire at 11:59 PM EST on December 31, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. OneUnited Bank does not guarantee that its rates for interest bearing checking, money market and IOLTA accounts will not exceed 0.25%, and therefore these accounts are not eligible for TAGP. Please visit the FDIC website for more information on this pro gram (www.fdic.gov)

 

* The interest rate (1.01%) and annual percentage yield (APY) (1.01%) is effective today and has been effective as of July 12th, 2010. $1,000.00 minimum balance to open and $1,000 minimum to earn disclosed APY. All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.