Select Interfaith Membership if you are a religious institution that is building assets and prefer to have the security of a low flat monthly Membership fee.. With Interfaith Membership, you open one account and get every other account for no additional monthly fees. As an added bonus, OneUnited Bank contributes back to you a percentage of the Membership Fees paid to OneUnited Bank by your members! With Interfaith Membership you can obtain:

• No monthly account maintenance fees
• No minimum balances to avoid fees
• A contribution from OneUnited Bank
• No check cashing fees
• No transaction or per check fees
• Free 24 hour telephone banking
• Convenient banking by mail and direct deposit
• Convenient personal service by phone
• All for a low monthly Membership Fee of $10!

For more information, see OneUnited Bank Business Account Disclosures in our branches.

	Membership Type/Deposit Account Minimum Deposit to Open Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges Interfaith Membership (Membership Fee $10.00) UNITY Interfaith Checking* $2,500.00 $2,500.00 N/A UNITY Business Savings $200.00 $200.00 N/A UNITY Business Money Market $1,000.00 $1,000.00 N/A * Membership eligible accounts. Member FDIC

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