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We are committed to serving your organization by offering affordable financial products and excellent customer service from bankers that understand your professional banking needs.

As a business Member of OneUnited Bank, you join thousands of small business owners, non-for-profit organizations, and various commercial entities across the country that are committed to the development of urban communities.

  • Free business checking*
  • Interest checking for sole proprietors and non-profits
  • Flat fee checking with no transaction fees for corporations

* Limited transactions. For more information, see OneUnited Bank Business Account Disclosures in our branches.

Become a Member of OneUnited Bank and choose the Membership type to best meet your needs. Our Membership Program offers companies and organizations packages of unique checking, savings and money market accounts that are affordable and convenient.

•  Sole Proprietorship Membership

•  Commercial Membership

•  Non-Profit/Faith-Based Membership
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Important disclosures regarding the FDIC’s Transaction Account Guarantee Program: OneUnited Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, the FDIC temporarily provides a full guarantee for deposits held by FDIC insured institutions in noninterest bearing transaction accounts. This coverage became effective on October 14, 2008 and will expire at 11:59 PM EST on December 31, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. OneUnited Bank does not guarantee that its rates for interest bearing checking, money market and IOLTA accounts will not exceed 0.25%, and therefore these accounts are not eligible for TAGP. Please visit the FDIC website for more information on this pro gram (www.fdic.gov)

 

* The interest rate (1.01%) and annual percentage yield (APY) (1.01%) is effective today and has been effective as of July 12th, 2010. $1,000.00 minimum balance to open and $1,000 minimum to earn disclosed APY. All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.