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The best choice for individuals who want flexibility and value in their banking relationship. FreeStyle Members can enjoy a free checking account with direct deposit or avoid monthly maintenance fees by maintaining a low minimum balance. FreeStyle Members also enjoy savings and money market accounts with low minimum balances. With FreeStyle Membership you can obtain:

  • Free online banking
  • Online bill payment services
  • Visa Debit Cards
  • No ATM fees for proprietary ATMs
  • No check cashing fees
  • Free 24 hour telephone banking

For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.

Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY FreeStyle Checking* $10.00 $8.00** N/A $500.00
UNITY Savings $100.00 $5.00 $100.00 $100.00
UNITY Money Market $500.00 $5.00 $500.00 $500.00
UNITY Holiday Club Savings $10.00 N/A $10.00 N/A


* Membership eligible accounts.

** Free with direct deposit

Member FDIC

See OneUnited Bank Truth in Savings Disclosures for more details.

•  Learn more about rates

 
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* The interest rate (3.23%) and annual percentage yield (APY) (3.26%) is effective today and has been effective as of July 14, 2008. $1,000.00 minimum balance to open and earn disclosed APY. All rates are subject to change daily. Interest on savings is compounded and credited quarterly. Fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.