The best choice for individuals who want to get back on track. U2 Membership allows individuals with a less than perfect banking history to have another opportunity. U2 Members are required open both U2 Checking and UNITY Holiday Club Savings. With U2 Membership you can obtain:
- Free online banking
- No ATM fees for proprietary ATMs
- No check cashing fees
- No transaction or per check fees
- Free 24 hour telephone banking
- Online bill payment services
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
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| U2 Membership |
| Account Type |
Minimum Deposit to Open |
Monthly Maintenance Service Charge Membership Fees |
Minimum Balance to Earn Annual Percentage Yield (APY) |
Minimum Balance to Avoid Maintenance Services Charges |
| U2 Checking* |
$10.00 |
$10.00 |
N/A |
N/A |
| UNITY Holiday Club Savings (required**) |
$10.00 |
N/A |
$10.00 |
N/A |
| UNITY Savings |
$100.00 |
$5.00 |
$100.00 |
$100.00 |
| UNITY Money Market |
$500.00 |
$5.00 |
$500.00 |
$500.00 |
* Membership eligible accounts.
** U2 Checking customers are required to open a UNITY Holiday Club Savings.
Member FDIC |
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See OneUnited Bank Truth in Savings Disclosures for more details.
• Learn more about rates |
