Fee Inquiries
Question: Are there any fees? Answer: There are no monthly maintenance fees for our internet savings account. Our internet savings account is FREE! However, there are miscellaneous fees such as a fee if you deposit a check and it is returned unpaid. Please review the last page of our Online Truth In Savings Disclosures for a list of miscellaneous fees. Question: Do you charge a fee to transfer funds between OneUnited Bank and my other bank accounts? Answer: No Question: Is there a way to withdraw money via my ATM card without paying an ATM fee? Answer: Yes. You can withdraw funds from over 5,000 surcharge free ATMs. Simply look for the Money Pass or SUM decals...or visit our website (www.oneunited.com) under the About Us and Branch/ATM locations section. Question: Your disclosures say there is a Charge Per Debit fee? What is that? Answer: For our internet savings account, we charge $1.00 for each withdrawal in excess of 3 per month. Our internet savings account is not a transaction account...we like to encourage savings. Question: Your disclosures say there is an Excess Transaction Fee? What is that? Answer: We charge $10.00 for each check, draft, debit card, or similar order payable to third parties in excess of 3 per month. We will not charge you $10.00 for withdrawals to yourself. Our internet savings account is not a transaction account...we like to encourage savings. |
