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OneUnited Bank is proud to introduce our UNITY Gold One Year E-CD. Now you can open a secure FDIC insured, high rate certificate of deposit account within minutes and lock in your interest rate for one year! You can also open an online savings account and have easy access to your funds when you obtain the optional ATM card that can be used at over 10,000 surcharge free locations nationwide! With our UNITY Gold E-Savings account, you can make periodic deposits or set up an automatic savings plan to establish a weekly, bi-monthly or monthly deposit schedule that works for you.

With a few simple steps you can obtain 1.75% APY* on a UNITY Gold One Year E-CD account and support urban communities.

Open an account today and lock in 1.75% APY for one year!
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* The interest rate (1.75%) and annual percentage yield (APY) (1.75%) is effective today and has been effective as of June 15th, 2009. $1,000.00 minimum balance to open and $10,000 minimum to earn disclosed APY. (For balances of $1,000 to $9,999.99, the interest rate and APY are 1.75%.) All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.

Largest Black Owned Bank
Largest Black Owned Bank
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Important disclosures regarding the FDIC’s Transaction Account Guarantee Program: OneUnited Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, the FDIC temporarily provides a full guarantee for deposits held by FDIC insured institutions in noninterest bearing transaction accounts. This coverage became effective on October 14, 2008 and will expire at 11:59 PM EST on December 31, 2009. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Please visit the FDIC website for more information on this program (www.fdic.gov)

 First Black Owned Internet Bank
* The interest rate (1.75%) and annual percentage yield (APY) (1.75%) is effective today and has been effective as of June 15th, 2009. $1,000.00 minimum balance to open and $10,000 minimum to earn disclosed APY. (For balances of $1,000 to $9,999.99, the interest rate and APY are 1.75%.) All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.