Harness the power of AI to make better financial decisions
As mentioned in the following media outlets:
The Future of Banking
Access real world AI driven solutions to make better financial decisions.
Improve your financial wellness
Use AI driven personalized insights and alerts to build wealth.
Get The App
Access our suite of banking services and personalized financial insights with our digital banking app.
Use AI insights and digital banking services to simplify your financial wellness journey
Get your paycheck up to two days earlier than your coworkers.
Access the nation’s largest surcharge-free ATM network, 100,000+ locations.
Say goodbye to payday loans and hello to more affordable quick cash.
Watch your savings grow and achieve your financial goals faster.
Send payments in realtime without delay - not in an hour or a day - but right away!
Build or re-build your credit with no minimum credit score.
Our Story
National reach, local touch.
Dedicated to help you achieve financial empowerment with purpose driven AI solutions.
The power of a single transaction
Imagine the power of a single transaction that can change your life forever.
Participating in an automatic savings plan can generate wealth.
Building a profitable business can create generational wealth.
Owning a home can build equity to generate wealth.
Building a good credit score gives access to better loan programs and rates.
Having a will can ensure that assets are protected for loved ones.
One of the least costly ways to create generational wealth is to have life insurance.
Get real help from real people, our first-class customer support team based in America.
Read FAQs
Watch How-to-Videos
Find an ATM Near You
Talk to Our Customer Support Team
Blog
Articles on credit, financial wellness, digital banking, financial literacy and social justice.
As the nation’s largest Black-owned bank, OneUnited is leading the digital banking revolution, making financial services more accessible, secure, and responsive for our community. From
Our History At OneUnited Bank, our story spans over five decades of transformative impact. Founded during the civil rights movement of the 1960s, we began
“36% of Americans say they can’t rationalize saving money due to feelings of uncertainty about the world and economy, increasing to 47% of Gen Z
See exactly where you’re spending money, how you’re achieving and how you can improve.
Accounts
Essentials
Elevate Finances
For Businesses
Manage your money anytime, any place.
