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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Get Cash Locally

Access the nation’s largest surcharge-free ATM network, 100,000+ locations.

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Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

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Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

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Move Money Easily

Send payments in realtime without delay - not in an hour or a day - but right away!

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Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

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Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

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The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

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Save and Invest

Participating in an automatic savings plan can generate wealth.

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Profitable Business

Building a profitable business can create generational wealth.

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Buy a Home

Owning a home can build equity to generate wealth.

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Improve Your Credit Score

Building a good credit score gives access to better loan programs and rates.

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Write Your Will

Having a will can ensure that assets are protected for loved ones.

Protect With Life Insurance

One of the least costly ways to create generational wealth is to have life insurance.

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Financial Literacy

Gen Z and Millennials on Retirement

A 2023 Pew study found that inadequate retirement savings will significantly affect every state and the federal government over the next 20 years. With 56%

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Social Justice

Reclaiming Our Wealth and Our Roots

The Financial Toll of Land Loss From the Dawes Act (1887) to discriminatory redlining practices, Indigenous and Black communities have experienced several forms of land

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Credit

Credit Comeback: Tips for Improvement

Steps to Improve Your Credit Score Check Your Credit Report Regularly Start by getting a free annual credit report from AnnualCreditReport.com. This gives you a

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See exactly where you’re spending money, how you’re achieving and how you can improve.

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