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The Future of Banking

More than just a bank account

Access real world AI driven solutions to make better financial decisions.

Improve your financial wellness

Reduce your financial stress

Use AI driven personalized insights and alerts to build wealth.

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Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

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The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

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Articles on credit, financial wellness, digital banking, financial literacy and social justice.

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Financial Wellness

Our Commitment to Your Financial Wellness

As the nation’s largest Black-owned bank, we aim to help you elevate your finances and build generational wealth in a way that uplifts your financial

Two individuals shaking hands while engaging in a lending transaction, exchanging several U.S. hundred-dollar bills.

Financial Literacy

How to Lend to A Friend

Being asked to lend money to those closest to us can often put us in a financial bind. There are ways to preserve our relationships

A couple happily receives house keys from another person, symbolizing their dream purchase with first-time homebuyer assistance.

Financial Literacy

First-Time Homebuyer Assistance Programs

For many, homeownership feels out of reach, especially in today’s market where housing prices continue to rise and the state of America’s economy remains turbulent.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.