HARNESS THE POWER OF AI

Elevate Your Finances with Revolutionary Technology

Because we all need answers.

scrolling website
Hand holding cellphone with blank screen.

Harness the power of AI to make better financial decisions

Discover OneUnited. Open an Account Today!

Already have an account? Log in

As mentioned in the following media outlets: 

The Future of Banking

More than just a bank account

Access real world AI driven solutions to make better financial decisions.

Get the Card
An apple watch with a credit card and an apple watch.

Improve your financial wellness

Reduce your financial stress

Use AI driven personalized insights and alerts to build wealth.

Start Now

Learn more about financial wellness

Cellphone with account information shown in app.

Get The App

You’re One Tap Away From Building Wealth That Matters

Access our suite of banking services and personalized financial insights with our digital banking app.

Download on the App Store Get it on Google Play

Elevate Your Finances

Use AI insights and digital banking services to simplify your financial wellness journey

Sign Up Now!
Calendar icon

Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

Cash icon

Get Cash Locally

Access the nation’s largest surcharge-free ATM network, 100,000+ locations.

Icon Loan No Credit Check

Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

Profit shield icon

Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

mail envelope

Move Money Easily

Send payments in realtime without delay - not in an hour or a day - but right away!

Icon Build Credit

Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

Showing our favorite reviews

Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

Learn More About Our Story

The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

Learn more about OneTransaction®

Profit shield icon

Save and Invest

Participating in an automatic savings plan can generate wealth.

Profitable Business icon

Profitable Business

Building a profitable business can create generational wealth.

Icon Buy Home

Buy a Home

Owning a home can build equity to generate wealth.

Icon Build Credit

Improve Your Credit Score

Building a good credit score gives access to better loan programs and rates.

3D scale icon

Write Your Will

Having a will can ensure that assets are protected for loved ones.

Icon Life Insurance 300x300

Protect With Life Insurance

One of the least costly ways to create generational wealth is to have life insurance.

We’re here for you

Get real help from real people, our first-class customer support team based in America.

Read FAQs
Watch How-to-Videos
Find an ATM Near You
Talk to Our Customer Support Team

Blog

Get key tips to improve your financial wellness

Articles on credit, financial wellness, digital banking, financial literacy and social justice.

Subscribe to our newsletter

A man in a denim shirt looks worriedly at a laptop while holding cash, sitting at a table surrounded by documents that hint at looming debt.
Financial Literacy

5 Tips on Managing Debt

The State of Debt in America Americans rely on debt to fund major milestones, bridge financial gaps, and, at times, survive unexpected hardships. From mortgages

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.

Get the card today

Financial Wellness

Digital Banking

Accounts

Essentials

Elevate Finances

For Businesses

Our Story

Support

Banking At Your Fingertips

Manage your money anytime, any place.

Apple Store logo
Google Play Logo
2024
© OneUnited Bank