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Harness the power of AI to make better financial decisions

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The Future of Banking

More than just a bank account

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Use AI driven personalized insights and alerts to build wealth.

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Access our suite of banking services and personalized financial insights with our digital banking app.

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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Get Cash Locally

Access the nation’s largest surcharge-free ATM network, 100,000+ locations.

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Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

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Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

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Move Money Easily

Send payments in realtime without delay - not in an hour or a day - but right away!

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Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

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Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

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The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

Learn more about OneTransaction®

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Save and Invest

Participating in an automatic savings plan can generate wealth.

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Profitable Business

Building a profitable business can create generational wealth.

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Buy a Home

Owning a home can build equity to generate wealth.

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Improve Your Credit Score

Building a good credit score gives access to better loan programs and rates.

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Write Your Will

Having a will can ensure that assets are protected for loved ones.

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Protect With Life Insurance

One of the least costly ways to create generational wealth is to have life insurance.

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Articles on credit, financial wellness, digital banking, financial literacy and social justice.

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Financial Literacy

Renting VS Owning A Home: Pros and Cons

As we start the new year with pent-up demand for housing after several years of an unpredictable housing market, many are questioning whether renting or

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Digital Banking

Digital Banking: The Better Way To Bank

As the nation’s largest Black-owned bank, OneUnited is leading the digital banking revolution, making financial services more accessible, secure, and responsive for our community. From

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Digital Banking

Celebrating 50+ Years of OneUnited Bank

Our History At OneUnited Bank, our story spans over five decades of transformative impact. Founded during the civil rights movement of the 1960s, we began

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See exactly where you’re spending money, how you’re achieving and how you can improve.

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