Topic: Financial Literacy

A group of seven people, including adults and children, stand smiling in front of their house with a pool. As proud new homeowners, they’re casually dressed and appear relaxed, enjoying the dream of homeownership.
Financial Literacy

Renting VS Owning A Home: Pros and Cons

As we start the new year with pent-up demand for housing after several years of an unpredictable housing market, many are questioning whether renting or

Exterior of OneUnited Bank with large windows and an ATM available sign. Accessible parking spot and trees are visible in the foreground.
Digital Banking

Celebrating 50+ Years of OneUnited Bank

Our History At OneUnited Bank, our story spans over five decades of transformative impact. Founded during the civil rights movement of the 1960s, we began

A man in a denim shirt looks worriedly at a laptop while holding cash, sitting at a table surrounded by documents that hint at looming debt.
Financial Literacy

5 Tips on Managing Debt

The State of Debt in America Americans rely on debt to fund major milestones, bridge financial gaps, and, at times, survive unexpected hardships. From mortgages

Financial Literacy

Your Guide to Gifting Without the Guilt

The holidays are here! While the season brings joy, it often brings expenses, too. With our five-step guide, let’s take the guilt out of gift-giving.

Two individuals shaking hands while engaging in a lending transaction, exchanging several U.S. hundred-dollar bills.
Financial Literacy

How to Lend to A Friend

Being asked to lend money to those closest to us can often put us in a financial bind. There are ways to preserve our relationships

A couple happily receives house keys from another person, symbolizing their dream purchase with first-time homebuyer assistance.
Financial Literacy

First-Time Homebuyer Assistance Programs

For many, homeownership feels out of reach, especially in today’s market where housing prices continue to rise and the state of America’s economy remains turbulent.

A pink piggy bank and stacks of coins artfully surround a small wooden block labeled "RETIREMENT," symbolizing careful planning for one's golden years.
Financial Literacy

Gen Z and Millennials on Retirement

A 2023 Pew study found that inadequate retirement savings will significantly affect every state and the federal government over the next 20 years. With 56%

Elevate your finances with insights, because we all need answers. Sign up today!

Discover the OneUnited Difference.
Already have an account? Log in

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.