It’s the beginning of the year. How will you make 2015 your best year yet? For many, finances will be their primary concern. According to a Fidelity New Year Financial Resolutions study released last year, 54% said they make resolutions with their spending and credit in mind. Many are saving more than ever and only using credit cards sparingly to avoid any future instability. If you are on the fence about making finances your number one priority in 2015, here are a few reasons why you should:

1. You’re More Likely to Follow Through with a Financed-based Resolution: Did you know that only 12% of individuals who attempt a fitness or health resolution are successful? Although your local gym might be crowded in January, getting a treadmill shouldn’t be a problem by February. Finance resolutions are much more likely to be followed. In fact, 29% reach their goal and another 73% are at least halfway there by the end of the year.
2. You’ll Feel Better: Although it’s not specifically a health issue, improving your finances will indirectly improve your health. That is because stress is a major cause for many of our most ubiquitous, chronic conditions, including cardiovascular disease, depression and more. A major reason why we’re stressed is because of money. Saving more and spending less can help you feel less anxious and stressed when crises involving money arise
3. It Doesn’t Take Much to Get Started: Progress doesn’t have to be big to make a major difference in your mindset. Even if you can only save a few dollars a week, this will quickly add up. At the very least, you’ll be modifying your behavior to foster bigger gains throughout the year.
4. You’ll Have Better Credit: Anyone who has had bad credit can tell you how tough it can be to obtain new credit, qualify for a mortgage or even find a place to live. By making a resolution to improve your finances, your credit score should get a boost as you pay down debt and save more. If you’re asking, “How do I raise my credit score?” there are a wide variety of resources and tools to help you get started.
5. You Can Do It Again Next Year: By this time next year, you’ll have a much stronger foundation in place to save big and invest in your future.