Summary
Discover your unique financial love language. Are you a Saver, Advocate, Builder, Enthusiast, or Investor? By understanding your financial language, you can move beyond autopilot and make more intentional decisions that align with your true financial passions.
Just as no love story is identical, so is our relationship with money. Over time, it might change or evolve in response to our financial situation. By identifying our financial love language, we can tailor our financial strategies to align with our goals and personal values.
This is our chance to explore what makes us tick and drives our financial decision making. When we are always on autopilot, sometimes we miss the opportunity of self-care and self-awareness. Take a minute to love on yourself and learn which love language unlocks your potential for financial empowerment.
Are you a Saver, Advocate, Builder, Enthusiast, or Investor? You might be more than one, even all five!
The Saver’s Savvy: Love Every Dollar
Your savings are unstoppable! If you take joy in seeing your savings account grow, your love language is saving. This approach is all about accumulating wealth by consistently stashing away part of your income.
Emergencies can be right around the corner, with disappointing and unexpected consequences on reaching your financial goals. Savers benefit from the peace of mind and security that comes from developing a substantial financial cushion. How do savers combat uncertainty?
Savers often set up automatic transfers to their savings accounts every payday. They may even elevate their savings further by setting up AutoSave to round up their extra change to automatically be deposited into their BankBlack Savings Account from each purchase. Now that’s savvy!
Financial Literacy Advocate: Love for Learning
You just can’t get enough – tips, tricks, guides, and methodologies! If you thrive on reading the dense details of financial management, financial literacy is your love language. You take “knowledge is power” very literally and use it to make informed decisions.
With a determination to fight against the history of financial racism, avoid debt traps, or build strong financial credit, you seek to develop a well rounded financial plan through expanding your understanding of personal finances. How do Advocates stay inspired and curious about elevating their financial empowerment?
Stay ready so you never have to get ready! Advocates regularly spend time reading from expert sources, following financial influencers, or taking financial literacy courses. True advocates at heart, they also love sharing what they have learned with those around them.
The Wealth Builder: Love and Legacy
You are on a mission to build up future generations! If you enjoy building your financial legacy and the foundations of generational wealth, your love language is building wealth.
Your eyes are on the future, building long-term financial strategies and investments to ensure security for your loved ones. Hoping to pass on your wealth, you look to building vehicles of wealth like owning a business or pursuing home ownership. You encourage young generations to pursue their dreams with an entrepreneurial spirit and to build wealth from a young age.
Builders lay their foundations early looking at immediate financial priorities and planning for future financial growth. They make smart money moves like setting up a will and family trust so that their wealth is protected. Much like Investors, they invest in assets that appreciate over time such as real estate and stocks.
The Credit Enthusiast: Love Score
If you find improving your credit score or the concept of using credit to build wealth exciting – you guessed it – credit health is your love language. When managed wisely, credit can be a powerful tool to reach financial goals!
Credit Enthusiasts excel at managing their credit, a skill set that opens paths toward securing better loan terms and higher credit limits. Your credit history gets stronger the longer you hold a line of credit, so understanding how to manage it well has incredible effects on your future ability to make larger, credit-based purchases.
How do Enthusiasts win in the credit game? They regularly monitor their credit score, manage their credit utilization by keeping it low, and pay their bills on time. If your credit is not strong, rebuild it with our Rebuild Credit Program!
The Community Investor: Love of Unity
You know that community is the key! You are often caught schooling everyone on the power of supporting local businesses and purposeful purchasing.
Community investors align their values with their intent to #BuyBlack and take great pride in sharing the power of building the new Black Wall Street! Their passion for building our community fosters necessary conversation on the power of our dollars and the current state of the racial wealth gap.
Turn your passion into power – invest in your neighborhood, local entrepreneurs, and change initiatives.
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Come back to review how your financial love language evolves and ask your loved ones which one they might be. You might be surprised by their answer.
So, which one were you? Don’t worry if you feel like you aren’t quite yet where you want to be in your love language journey. It’s just that: a journey. We are here to help you learn your financial language. #OneLove
