As the nation’s largest Black-owned bank, we aim to help you elevate your finances and build generational wealth in a way that uplifts your financial wellness. Wellness represents each facet of your life holistically, making sure every relevant area is nurtured for success. It’s not just about balancing the numbers—it’s about creating a confident well-being.
From practical money management to valuable insights, our approach to financial wellness puts you at the center by helping you reach secure, sustainable goals.
Why Financial Wellness Matters
Finances impact almost every area of life, from how we accomplish day-to-day tasks to how we think about our long-term goals. Yet, 60% of full-time employees report significant financial stress per PWC’s 2023 Employee Financial Wellness Survey. When financial shortfalls affect your ability to cover unexpected expenses or make it from one paycheck to the next, it can hinder focus, productivity, and overall well-being.
In fact, nearly one-third of workers regularly run out of money before payday, and 49% struggle to meet basic household expenses on time per the same report. This financial strain doesn’t just stop at the wallet—it affects every aspect of life, from peace of mind to work performance.
Research shows that employees who feel financially stable are more productive, loyal, and present at work, which benefits everyone. Our focus on financial wellness is about addressing these needs in a way that empowers you to feel supported.
Tools and Resources For Financial Wellness
We’re here to make your financial journey smoother with tools and resources designed to help you make informed choices, learn more about wealth, and navigate the ups and downs of personal finance.
WiseOne™ Insights – Our AI-driven financial wellness companion offers personalized insights so you can make better financial choices and reduce your financial stress. From spotting unnecessary fees to creating effective debt payoff strategies, WiseOne™ Insights gives you real-time guidance that helps you build better habits and gain financial peace of mind.
Financial Education Center – We’ve created a free learning hub of educational content, offering everything from budgeting basics to homeownership tips. Dive into our easy-to-follow playlists and articles to empower you with the knowledge needed to get #FinanciallyLit and achieve your goals!
Wellness Blog Content – Financial wellness intersects with many aspects of life, including mental and emotional health. Our blog articles like Money & Mental Reset: A Mindset Interview, Purchasing with Purpose: Wealthy and Conscious Consumption, and Let’s Talk About Black Mental Health explore these intersections. They offer insights into how changing your mindset, taking stock of the present, and financial decision-making come together to help our community thrive.
Creating a Financially Secure Community
We each walk a unique path marked with our stories of personal achievement and personal struggle. Wellness is a consistent practice, one where we never really reach the end of the story. Instead, it’s about how we become more whole during the journey.
Our community is one that inherited generational trauma, however, together we can be the collective beneficiaries of generational wealth. By building upon strong foundations of financial wellness, we’re shifting the tides of history back in our direction.
We are working on expanding our universe of accessible tools, resources, and educational content to help you on your way to financial wellness. Stay tuned! #BankWhereYouWantToBe
