Business Deposit Products

Select the Best Business Deposit Accounts

From sole proprietors to large organizations, we have exactly what your business needs!

Business bank accounts can only be opened in one of our branches (not online). To learn the requirements, visit HERE.

Open sign in hanging in front door of a store

Product Choices

Yes… we have an affordable checking account that’s right for your organization!

Checking

*Transaction Fees May Apply. Ask a OneUnited Bank representative for more details.

** $1,500 minimum balance for UNITY Choice Checking or $10,000 minimum balance for combined balance of UNITY Choice Checking, UNITY Choice Money Market and UNITY Choice Savings accounts

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY)Minimum Balance to Avoid Maintenance Services Charges
UNITY Business Checking$100$12.00$100N/A
UNITY Non-Profit Checking$100$12.00$100N/A
UNITY Small Business Checking$100N/AN/AN/A*
UNITY Choice Checking$100$20.00N/A$1,500/$10,000**
UNITY Commercial Checking$100$15.00N/AN/A
With our savings accounts, you can actually save money! Savings
See OneUnited Bank Business Disclosures for more details.
Account Type Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Choice Savings $100 $12.00 $1,000 $1,000

Yes, we have a business money market account with such a low balance to avoid fees that your interest can actually increase your deposit!

Money Market

 
Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY)Minimum Balance to Avoid Maintenance Services Charges
UNITY Choice Money Market$1,000$12.00$1,000$1,000

CDs are a great way to save for a set time period, like 4 months or 4 years!

Certificate of Deposit (CD)

See OneUnited Bank Truth in Savings Disclosures for more details.

Check out the FDIC Interactive Deposit Insurance Calculator to obtain accurate information to maximize your FDIC insurance coverage.

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY)Minimum Balance to Avoid Maintenance Services Charges
     
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Access Capital, Elevate Your Business

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Need financing to expand your business? Our business loan resource is tailored to provide you with the capital you need to achieve your growth objectives.

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Qualifications apply.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.