Get a Loan, No Credit Check

For emergencies, there’s CashPlease!
Get an instant decision on a short-term personal loan.
(Qualifications apply.)

Whether it’s an emergency or unexpected expenses, CashPlease has you covered.

Discover the OneUnited Difference.

Already have an account? Log in

No More Payday Loans

Life can throw curveballs. We’re here bridging the gap between paychecks to help avoid overdrafts. (Qualifications apply.)

Access TheOne Digital Banking Solutions

Easy as 1-2-3

Get a CashPlease Loan

Get the Card.

Open a checking account online. CashPlease is only available to eligible checking account holders. Sign Up

Get Active!

The more ACTIVE your account the higher the likelihood to be approved.

Some examples for activity:

Setup direct deposit (with 2-Day Early Pay!)
Add money to the account.
Have recurring deposits.

Choose CashPlease.

Get a CashPlease personal loan in the OneUnited Bank mobile app. Receive an instant decision. Although we do not use a credit check for decisions, we do report CashPlease payment history to the credit bureaus.

Financial Education Modules

Building Emergency Savings

Build Better Credit

Preventing Overdrafts

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.