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Harness the power of AI to make better financial decisions

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The Future of Banking

More than just a bank account

Access real world AI driven solutions to make better financial decisions.

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Improve your financial wellness

Reduce your financial stress

Use AI driven personalized insights and alerts to build wealth.

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Get The App

You’re One Tap Away From Building Wealth That Matters

Access our suite of banking services and personalized financial insights with our digital banking app.

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Elevate Your Finances

Use AI insights and digital banking services to simplify your financial wellness journey

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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

Get Cash Locally

Access the nation’s largest surcharge-free ATM network, 100,000+ locations.

Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

Move Money Easily

Send payments in realtime without delay - not in an hour or a day - but right away!

Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

Excellent

Rated 4.5 out of 5

Based on 569 reviews

Excellent

Rated 4.5 out of 5

Based on 569 reviews

LITTLE OLD LADY Just needed help finding a local ATM. One kind associate said what...

OneUnited Customer   •  

about 2 hours ago

Customer service asked the right questions to assist me in articulating...

OneUnited Customer   •  

about 2 hours ago

This Bank Engages The customer service agent was warm, professional and very informed....

OneUnited Customer   •  

about 2 hours ago

I was having trouble with logging into my account, an a simple...

OneUnited Customer   •  

about 6 hours ago

Service committment The young lady seemed committed to assist & do all that ahe could...

OneUnited Customer   •  

2 days ago

OneUnited Bank Was Very Helpful.

OneUnited Customer   •  

3 days ago

Great experience . Streamlined and convenient

OneUnited Customer   •  

3 days ago

Transparency in doing business with them and the staff is very...

OneUnited Customer   •  

3 days ago

Politeness , directness, and solving the problem.

OneUnited Customer   •  

5 days ago

One United Bank The Customer service was great the Clerk exactly they're doing...

OneUnited Customer   •  

7 days ago

The customer service This is the right Bank to be with. This bank care about their customers....

OneUnited Customer   •  

16 days ago

Top tier… The customer service I receive is always top tier! A complex issue,...

OneUnited Customer   •  

22 days ago

Showing our favorite reviews

Our Story

Welcome to the nation’s largest Black-owned bank.

National reach, local touch.

Dedicated to help you achieve financial empowerment with purpose driven AI solutions.

Learn More About Our Story

The power of a single transaction

Change your life with OneTransaction®

Imagine the power of a single transaction that can change your life forever.

Learn more about OneTransaction®

Save and Invest

Participating in an automatic savings plan can generate wealth.

Profitable Business

Building a profitable business can create generational wealth.

Buy a Home

Owning a home can build equity to generate wealth.

Improve Your Credit Score

Building a good credit score gives access to better loan programs and rates.

Write Your Will

Having a will can ensure that assets are protected for loved ones.

Protect With Life Insurance

One of the least costly ways to create generational wealth is to have life insurance.

We’re here for you

Get real help from real people, our first-class customer support team based in America.

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Filing Your Taxes with Ease

Tax season comes around every year, yet millions of Americans wait until the last minute to file—risking errors, penalties, and unnecessary stress. A little preparation

Financial Wellness
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With Us You Are FDIC-insured

With the rise of fintech companies promising convenience, it’s easy to assume that all financial institutions offer the same level of security. But in reality,

Financial Wellness

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.

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Financial Wellness

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