Why wait to get paid on Friday when you can get paid up to 2 days early?
Introducing Early Pay! Now you can receive your paycheck or government check up to 2 days early with direct deposit. No extra fees or handling charges. You simply get your money faster.
The process is easy. Simply get a Visa Debit Card. Then visit www.oneunited.com/earlypay or visit Early Pay under “More” in our mobile app.

OneUnited Bank pays early by making the money available as soon as your verified employer or payor deposits it – which is often up to 2 days before most banks make the funds available to you1. This is not a payday loan. There are no fees or interest charges for Early Pay.
Early Pay offers more freedom than ever. You asked and we listened! Your feedback helped us elevate the Movement to the next level.
Early Pay represents the power of our $1.2 trillion in annual spending and #BlackExcellence in technology!
1Direct deposits for Payday must be made in your name or in the name of a signer on your account. OneUnited Bank pays early by making the money available as soon your verified employer/payor deposits it – which is often up to two days before most banks make the funds available to you.