Home Loans

Community Land Trust Home Loan

The UNITY Community Land Trust Home Loan offers great low interest rates, 15 or 30 year terms, and low down payments for purchases.

Multifamily building

Start your home loan journey. Apply today!

Easy Online Application, 1-2-3!

Purchase or Refinance Community Land Trust Homes

Community Land Trusts (CLT), such as the Dudley Street Neighborhood Initiative or South Florida Community Land Trust, create homes that remain permanently affordable, providing successful homeownership opportunities for generations of lower to moderate income families.

How to Qualify

Owner occupied single family residences or condos that are part of a Community Land Trust Program in the areas we lend, which include Boston, Los Angeles and Miami.

Get Started

Get started with your home loan by applying online or by visiting one of our branches

Ready to purchase or refinance?

Check out our 30 or 15 year programs today!

We offer home loans in Massachusetts (Suffolk, Middlesex and Norfolk Counties), California (Los Angeles, Orange and Ventura Counties) and Florida (Miami-Dade County) as well as Resources to find the best solution for your needs.

Financial Education Center

Visit the Financial Education Center

Home Ownership Course

Explore the benefits of home-ownership and the costs associated with a mortgage and owning a home.

Mortgage Course

Get a sense of how refinancing your mortgage may help reduce your monthly payments.

Owning a Home Playlist

Life is full of big decisions, and it can feel overwhelming at times! This program will equip you to better manage some major financial decisions that may come your way.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.