OneUnited Bank | Esusu

Boost Your Credit with Rent Reporting

Powered by Esusu

Is your credit score holding you back? OneUnited Bank has teamed up with Esusu to get you the credit you deserve for paying rent on time.

myEsusu is a credit-building membership that reports your rent payments to all 3 credit bureaus to build credit. According to Esusu, the average Esusu user sees +45 points to credit.

Boost Your Credit Score with Rent Reporting

Boost your score by reporting your on-time monthly payments and monitor your credit score progress for only $2.50/month*.

Esusu provides positive rent reporting to all three bureaus: Experian, Equifax, and TransUnion.
Renters see their credit score and how their credit score has changed since rent reporting with Esusu.
Credit scores are refreshed every month.
Report on-time rent payments going back for 24 months in a current lease.
According to Esusu, the average Esusu user sees +45 points to credit.

*Monthly price based upon annual membership.

Comprehensive Reporting

Reporting to all three bureaus: Experian, Equifax, and TransUnion.

Secure Sharing

Securely link your bank account to report rent payments with no hard credit pull.

Full History

24 month rental history for your current lease included.

How it Works:

Download the Esusu app.
Tell Esusu about yourself and share your lease info.
Link your bank account and select your rent payments.
Report your rent payments to all 3 credit bureaus.
Get the credit you deserve for paying rent!

About Esusu

Esusu leverages data to help people overcome the biggest barrier to financial stability and freedom: their credit score. In the U.S. a credit score is the lifeline to the financial system. To date, 45M+ Americans lack credit scores, and millions more are locked out of the financial system due to their background, race, and zip code. Esusu reports rent payments to the three major credit bureaus, resulting in an average credit score increase of +45 points for Esusu renters. Esusu renters have now accessed nearly $50 billion in new credit tradelines for things like mortgages, auto loans, credit cards and student loans and roughly 200,000 renters established first-time credit scores through Esusu.

Esusu disclosure: Esusu aims to help renters build financial stability now and forever. Esusu only reports on-time rent payments and does not report missed or late rent payments to the credit bureaus. Using Esusu rent reporting services does not guarantee an increase in credit scores as scores are determined by the credit agencies using multiple factors, including, but not limited to, the history of a renter’s other timely payments being reported to the credit agencies, change in credit utilization rates, and so much more. For questions about our products and services, see Esusu’s terms & conditions, FAQs or email us at [email protected].