Overdraft Privilege Options

Due to federal regulations, we require your consent before we provide you with overdraft services for everyday debit card and ATM transactions.

At OneUnited Bank, we strive to pay your check transactions and automatically drafted payments (ACH) regardless of the funds that exist in your account. We can extend this valuable service to your everyday debit and ATM items, but, due to federal regulations, we require your permission to do so. If you do not give us that consent by opting-in, we will be forced to decline your card when you do not have enough money in your account.

The purpose of this website is to assist you in making an informed decision regarding options available to you for overdraft and to provide you with a means to notify us of your choice.