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Due to federal regulations, we require your permission to authorize your everyday debit card purchases and ATM transactions when insufficient funds exist. Please know that you will incur a $37 fee for each authorized item that overdraws your account. If you are uncertain if a debit card purchase or ATM withdrawal is going to overdraw your account, we encourage you to check your balance.

To consent to overdraft services for consenting everyday debit card and ATM transactions, you will need to log in to online/mobile banking and select Overdraft Privilege or come into one of our branches.