Disclosures

Please click the links below to read the OneUnited Bank Disclosures. Please read these Disclosures carefully. You can print them to refer to them in the future. By executing these Disclosures, you consent to the use of this electronic record as required by The Electronic Signatures in Global and National Commerce Act (“E-Sign Act”).

 

Financial Wellness Disclosures

Online Deposit Product Disclosures

Online and Branch Deposit Product Disclosures

UNITY Visa Disclosures
(a secured credit card)

Customer Notifications

Forms and Other Information

To access and retain your records, your mobile device must be able to install the OneUnited Bank Mobile App or your computer system must meet the following requirements: 1) a PC or Macintosh-compatible computer; 2) internet access; 3) an internet browser. For PC’s using Windows: Google Chrome; Mozilla Firefox; Microsoft Internet Explorer 11.0 or higher. For Macs with OSX: Google Chrome; Mozilla Firefox; Safari 10 or higher. To check if your browser is supported, please use our online Browser Compatibility Test.

To update personal information, please visit one of our branches, send a written notice to OneUnited Bank, 3683 Crenshaw Blvd., Los Angeles, CA 90016, Attention: Internet Banking or using the contact us form.

OneUnited Bank also has additional disclosures related to online banking, bill pay and funds transfer services. Please read these disclosures below. You will need to agree to these disclosures when you register for these services.

HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.