Rates and Disclosures

Build or rebuild your credit.

Late payments and going over the credit limit may damage your credit history.

Here is a comparison of the annual percentage rate (APR) of UNITY® Visa® and other secured credit cards offered by national banks (effective October 2024).

Card Service	APR	Rate Terms
	17.99%^*	Fixed
Wells Fargo	No Longer Available	n/a
US Bank	28.74%	Variable
Bank of America	25.74%	Variable
Capital One	29.99%	Variable

^*Has an annual fee.

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